🏣UBT Platform Model

UBT-PAY Platform Model

1. UBT-PAY Shopping mall

UBT-PAY operates its own online shopping mall, where all internal transactions are processed through UBT. Various transactions such as payment, rewards points, purchase fees, and exchange fees are available.

1. UBT-PAY Gift-Shop

UBT operates a gift shop, allowing users to gift gift cards anytime, anywhere using UBT.

1. UBT-PAY Bank

UBT-PAY provides all financial functions processed by banks. It offers fast and efficient payment and remittance services through encrypted blockchain technology, allowing instant withdrawals with just a QR code scan.

4.UBT-PAY Point

UBT-PAY allows swapping of all points and gaming money to UBT. It collaborates with various card companies and game developers to integrate credit card points, OK Cashback points, and game coins, which can be used via QR code, barcode transfer, or UBT-PAY transfer.

1. UBT-PAY Credit Card

UBT-PAY issues Visa cards usable at ATMs worldwide, enabling immediate cash withdrawal of UBT and facilitating debit card-like payments. UBT credit cards provide the following services.

Financial Services:

• Acceptance of standard financial cards (credit, debit, prepaid cards, etc.)

• Support for numerous domestic and international online and mobile payment services

• Provision of GU-ID-based payment services

• Support for credit card, ATM, QR, NFC payment interfaces, and compatibility

Blockchain Services:

• Provision of GU-ID-based authentication services (personal authentication, non-face-to-face authentication, etc.)

• Provision of GU-ID-based payment services (credit cards, bank accounts, exchanges, cross-border payments, etc.)

• Support for cryptocurrency hard-wallet services

Non-Financial Operator Payment Business:

• Support for financial/payment business of non-financial operators

• Provision of offline payment services utilizing points and mileage

• Support for credit card, ATM, QR, NFC payment interfaces, and compatibility

Foreign Exchange and International Payment Services:

• Provision of foreign currency gift cards, electronic currencies, and international payment services

• Availability of GU-ID-based overseas transportation card services

• Support for credit card, ATM, QR, NFC payment interfaces, and compatibility